Perhaps now is the time to transfer the mortgage loan us?
Currently the variable rate mortgages have fallen to very low point at around 2%. On the other side of the fixed mortgage is around 6%.
Those who have gotten older home, you should consider what rate you are currently paying to see whether the interest in transfer to another bank.
Even if someone had taken a fixed mortgage, it is advisable to ask the bank as it has done consistently home converted into a variable without the permission or even informing the borrower.