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The policy banks

Difficult to understand the policy of many banks.

It seems to not want to disclose interest rates, especially when they are not competitive. It is like the merchants who want to sell a product but does not mention the price.

On the other hand, only some of these banks have a good interest rate, or do something that feels good, dapanaei hundred thousand euros to advertise.

A typical example of such a policy seen by Eurobank and Big Savings. Remember last year when it was 3.3%; were huge posters and advertisements. In January, when the rate went down to 3% only took the following posters. In February, soon fell to 2.50% deducted from their page report on what rate of pay. In March, which fell 2% silent. After a month in April, to say the wrong law, they put a link to a pdf that states the rate.

And we get nowadays. Because it has not gone even further interest rate, the drop in ECB interest rate to 1%, are ruining the world that support saving. Does the advertising should indicate that three times this year already download rate in almost half (from 3.3% to 2%) within 3 months. Is it to paint and work in all?

And not just stick to Eurobank want to refer to Citibank. At least not preached the opposite, but reduced the rate of Citi Easy II halved from 3% to 1.5% and did not find any mention on their website. Is it that hard to get a anakoinosoula?

Is it that hard to create each bank a fixed page with interest rates and to update daily?

Not to say that we should communicate in advance when they will reduce their interest rate so as to allow the customer to get his money if he wants.

Comments (29)
29 Monday, 08 November 2010 20:51
tioduuae

Children like to address an issue that many people pass through the small but I xanaskeftomai.Schetika with taxes of interest was 10% of the state has some mechanism to control the banks especially if it is private; not nomizo.Dil. if the bank is fiscally efsiniditi will pay all taxes of interest; not think there is a bank that does not evasion ..... Conclusion banks bear this 10% drop us even further (always small) rate and whether the money was sure to go in the state, I do not think chalali.Alla basic but I'm pretty sure like your opinion and stingy.

Finally a question whether we should require us to attach taxes of interest, saying it would give them after we income tax; and everyone understands that meta.Ginete do something; after all not pay extra taxes as tokon.Alla I said if you go SURE! pieces to be made public.

Neither half a million in lamogia

28 Saturday, 24 April 2010 13:37
ΓΙΑΝΝΗΣ1

For more guys so when PERNEIS ANY LOAN FROM BANK OF INTEREST PERNOTHN the uphill and variable, and when KATATHETEIS your money is already taxed to an account the interest rates are lower (XEFTILISMENA) WE IS NOT MONEY IN THE BANK We AGAINST ANY WAY WE POWER SUPPLIES TO BANKS WITH OUR MONEY AND THESE jump Enough prefer to KARTISO AT HOME TO GO TO XATHOUNE

27 Sunday, 29 November 2009 08:11
ΓΙΑΝΝΗΣ Σ

Good evening to you all .... I would like to ask about the deposit outside the bank and specifically KEDR BANK. A friend told here that we can table outside with a very high rate and charge 150 range and no need to go to outside but from Avenue store .... this is true;;;; You know;; And if yes. Is it possible to lose money;;;; THANK YOU TOO MUCH

26 Wednesday, 04 November 2009 18:44
daskaloq
parakalo epikinoniste mazi mou an endiafereste na pame to thema me tis trapezes ligo poio makria .........
25 Wednesday, 14 October 2009 23:17
Lazaros
Hello to all I started the "saving for all" in February at 5% ... in principle accepted the millenium because it argues that while the rate fell to new depositors for the old rate remained the same ... the dream lasted just 5 months ... the beginning of September we were at 4% and now that the statement came in the house writes that from 15 October will fall to 3% .. The findings yours ...
24 Monday, 21 September 2009 16:31
Seville1
I wanted to share a distinctive history of defrauding the depositor and the consumer and hopefully with him how to protect their friends from such top cleverly deceptive scams: My friend, a serious person and conservative for decades client ATE Bank, on the recommendation of the known employee ATE Bank, put there around 180.000 in six months. The rate started from something peanuts for months and then increased at 6 months so that ultimately the average yield to reach around 3% which was about the same as that of other major Greek banks. In addition he was told that it has the additional advantage of being able to 3 months if you wanted to get money without penalty. Sign the form that they put in front of him and got the proof of filing. A few days ago, that is five and a half months later, he went to ATE Bank to inform the booklet of savings, thereby finding that the bank had TEMPLE OF THE exofisei the time in 3 months the rate given was the crumbs, and put money in savings at a rate below 1%. So declined to pay the interest on the second quarter, while high-interest kept the money in the savings rate with a joke. I do not know what the small print the forms were signed by my friend, but like to have, nor were copies of, or hours was given to read before signing or verbally informed him of their content. That probably told him about cheese but carefully omitted to mention the trap. In the "civilized" countries - where there is Greece, the customer is obliged to take copies of contracts signed and is 5-10 days (cooling-off period) to read, consult with experts, etc. and if in crisis do not agree to withdraw and be refunded the money without penalty. Here perhaps is not needed because the banks are honest and trust wholeheartedly ... fright us. Time to wake up my friend and NOT tolerate REFERENCE BANKS AS BANK ATE which I believe will Profitability and manages to survive OP Infinity with shame 'and FRAUDS IN WEIGHT OF CLIENT-CONSUMER.
23 Thursday, 27 August 2009 23:57
ιωσηφ
fbb see and I'm happy! alternative: GREEK! LinkBacks NOT INTEREST IN THE "BIG"
22 Tuesday, 21 July 2009 19:24
Seville
I am bored of some banks with a thousand tricks to try to make the customer by offering "new" attractive deposit products and then wait in the corner like a bandit with the bat to a mincing. They called honeymoon rates to as the honeymoon did not last long. The recent experience I was the Commercial Bank in October 2008 where he tabled a large amount for 6 months with a gross interest rate of 6% - not the best market, but reasonable for the circumstances of this era. When I phoned in April this year from abroad and I was asked for renewal, he said that interest has been dropped and was around 1.60%. I told them that this figure is unacceptable, but unable to do anything because of my absence I have asked me do renewal for three months. Gyrizontas in Greece asked to take the proof of the time when I found that I provided mixed renewal rate 0.75%!. IF THIS PRACTICE OF COMMERCIAL does not constitute predatory KARAMPINATI FRAUD AND I do not know how to describe it. And if there are some institutions and organs that protect borrowers from predatory loan sharks, I wonder if in my case there is something similar.
21 Monday, 15 June 2009 14:37
Vassilis
I opened the account 20 months, the following have sent money to 11 to 14 transferred to the savings by direct debit. In 12 of the second that was never discovered the transfer and for 20 days I just 0,02 €. Today asked the shop told me that there is a transfer of the first month, while on the phone that is not the case and apotantho in store. KLEFTES? APATEONES? Or accidental human error at the girl kise not registered the command? And increasingly falling interest rates ..... (As the popular song says) and meis chasing dimes :-(

If you really want a high return on your money and you're ready to travel to countries like Russia, Ukraine, Montenegro and Azerbaijan (!), Assuming, of course, whatever the risk, take a look at the following rate (up to 13% per year and tax free) that offer various banks across the world. The banks are sound but the main disincentive is that for opening a term deposit needed physical presence. If you want more information you can always contact the bank via email. I appeared in all cases responded to my questions.
http://www.ibar.az/indiv/section.php?menuid=25&lang=en
http://www.kreditprombank.com/eng/private_savings_deposits_types_eur.html
http://www.opportunitybank.cg.yu/english/or-stednja.htm
http://www.piraeusbank.ua/en/standarts.html?id=348&site_id=1&page_id=463

19 Friday, 12 June 2009 17:24
ΚΩΣΤΗΣ
Think we all know KEDR Bank, which earlier this year surprised everyone by offering 7.2% interest rate for annual term deposits. Unfortunately the very high interest rate did not last long, is already 5.2%. I was informed, however, that there is potential exposure to the deferred KEDR Bank in Russia which offers 8% annual deposit of up to 9% for two years. The good news is that the opening can be deferred from Athens through the store KEDR Bank Avenue Avenue. No need to travel as it would be necessary if you eg open futures Piraeus Bank in Ukraine. You only need a copy of your passport. Do you mind that however you will be charged a total of around 150 euros (depending on the amount of the deposit) as charges for opening the forward, sending money to Russia and returned at the end. The Deposit Guarantee Fund covers deposits in Russia up to 700,000 rubles or about 20,000 euros. Those bold, rushing for more information and store KEDR Bank Avenue Avenue ...
18 Thursday, 28 May 2009 03:41
ΙΣΟΚΡΑΤΗΣ
The Millennium and threw the Monthly Savings RATE FROM PROGRAM FROM 5 TO 4%.
17 Tuesday, 26 May 2009 21:32
ΛΕΩΝΙΔΑΣ
I would say that was not in the financial sector, a courier service (courier) I've just deal since the stock 96 and various forms of investment, always trying to better value for money mou.efcharistos if I can help
16 Tuesday, 26 May 2009 21:25
ΛΕΩΝΙΔΑΣ
Hello, H the mutual supply of entry is mideniki.i supply fee is 1% for the first year and by 2 years and after mideniki.symfona always the site of the bank.
15 Thursday, 14 May 2009 02:15
ΙΣΟΚΡΑΤΗΣ
YOU are right! Since there gull DO WELL! K rEmovE ADVERTISING KNOW WHY we eat KOUTOCHORTO! BE WELL SMP PE Tsiga TO YOU K RH K IS AN EDGE WITH APATEONES!
14 Tuesday, 12 May 2009 22:42
ΛΕΩΝΙΔΑΣ
fix the interest rate is 4.725% on net proton bank
13 Tuesday, 12 May 2009 22:37
ΛΕΩΝΙΔΑΣ
Hello, a good solution is what a composer investment, 90% is a Deposit Account and 10% peer metochiko.ena such a product under the name "Athens" is the proton bank and gives 5.25% gross (4, 75% pure) and is for half rate.
12 Tuesday, 12 May 2009 21:41
sokos
PE MAGKES I've started here and did years of cooperation with a flat / MA OF PROTONBANK (ILIOUPOLI particular) and I'm very EFCHARISTIMENOS. I see that you guys have continuously forward rates BETTER AS NOT TO HAVE SOMETHING disappointment AS IS NOW AND IN THE EUGENIA. MIPOS need to look up some SMALLEST MEGALOKARCHARIES WHY WITH OTHER ONE LIFE AND WE WILL laugh SAY AND THANK YOU!
11 Tuesday, 12 May 2009 19:38
kika
One last thought about the fact that recent high deposit rates had time horizon until mid-year dianyoume.Mporei Making a assessment that is linked to the rise of this chrimatistiriou stigmi.Desmefsan funds to invest in shares Khan will increase that time, exercise indirect pressure to shift to depositors chrimatistiriakes their shares .. The party will continue their shares climb .. I Want to Listen estimates
10 Tuesday, 12 May 2009 19:27
kika
I notice that most banks especially in Greece indulge in fight to reduce deposit rates while holding constant loan rates consumer or the mi.Profanos diocheftefsi 28dis was one of the blackmail threat meant that the assets freeze risk not know if it has gone completely. Also after the toll to Perdition more shares now reaping the lion's share leaving the remaining shares in abeyance until the next time diorthosi.Stis early strain of Marfin I stated that the reduction in deposit rates was tovn health example for the so-called agores.Mallon crisis was an attempt to redistribute wealth to the banking capital.
9 Tuesday, 12 May 2009 12:14
Μανώλης_
Well all that said Theodore & Apostolis but if you are to confuse, to push pressure and generally find yourself in a bad position is meaningless. And all this with your own money. It is best to inform one another. To tell everyone the facts dealt to learn the rest. Luckily I have a Eurobank transactions. With the HSBC account I opened "My Way Gold" but only began to fall at the rate of 4% (if I remember correctly from November 2008) I got money. Overall I am working at Aspis Bank & Postal Savings although I never have a problem (until now of course).
8 Tuesday, 12 May 2009 08:53
Teodore
PAS THE BANK TO KI ARCHIZEIS TSIRIZEIS, TO THE APOKALEIS APATEONES, KLEFTES AND OTHER BUILDING SALOS .... ALL THE CUSTOMERS YOU ... He LES TO THE PROBLEM OF ALL YOUR LIFE AS A DIRECTOR DECIDED MAGEIAS to respond SOU .... IN EUROBANK I did three times and caught AND THREE!! YOU also told not afraid NOTHING .... NO NO DIRECTOR WANTS TO BE DONE FASARIES BRANCH OF!!
7 Tuesday, 12 May 2009 08:48
Teodore
BIG SAVINGS With the Eurobank shows how we calculate! The more that we count as idiots! What mockery is this!! These outrages mikrovalkania only in our country happen because of course we find fault and do! KLEFTES KLEFTES KLEFTES !!!!!
6 Monday, 11 May 2009 21:50
Αποστόλης
And do not give or what they promise ... I went to get Euro 5000 I leave the Commercial with 7% for two months (remember that ad for the first 3 months of the 2-year new commercial celebrating ... etc etc. .. and those who open new savings spend 7% etc. ..) I went to get at the end of March and says the system ... there was a way to pay 7%! 58 and instead closed my account and wanted to give me 5efro !!!!!!!!!!!! (A simple savings rate that is!) Was a bad loss! because there had been two months before the incident with EUROBANK and said this time would not Steal nor make me feel ILITHIOS ... Eventually I got 50 million after 2-3 visits! (The Manager of the store gave me out of his pocket at the end when I managed through your site to locate in the cash memory to print advertising and their I get why they arrived at a point not to have not remembered and other crazy!) As FOR THE EUROBANK .... the worst bank I have done and have incredible knowledge from friends, even worse, last I had fooled and I go to do a 12 month period to 5.3% and not your prattle when I broke my dinan no nothing! The TO DEDUCTIONS FOR TIME tell me, or does not pass one! (And the treasurer of my system I get utter interest for up to one month when I went to taperna d Manager for signatures, the Manager was halted and did not give me even ONE !!!!) Then I was too polite. ... but now that I have learned ... is a bad loss, listening to the whole place goes up and my pressure 17/11 and eventually find a solution ... Imagine PAREIS AND LOAN FROM THEM!! or card and something goes wrong ... HERE DINEIS your money and do not know what to get!
5 Sunday, 10 May 2009 09:04
telikiasmenos
More of the same and HSBC. In September 2008 posters everywhere with your account "My Way Gold" and the fairly significant rate of 4%. Nine months later and the rate of that account has been 0.5 %....! Yeah well I write zero - party - five! Victim of ads I have run out with an account that gives me ... almost anything! Of course I leave only the minimum amount until you find time to go to the finish. Ultimately I think it would be better to have chosen the Eurobank the "Big Savings", because it has fallen to less than 2% rather than 0.5% (did not have enough to write!)
4 Saturday, 09 May 2009 23:09
Manolis1
Very well what he writes his friend jabarman. To prevent our catching suckers like market research and accurate information as does the site that hosts us. To quote his friend Chris, finally, that the rates of time deposits "go out" every day, but not necessarily change. My friend Chris at the very time you were unlucky.
3 Saturday, 09 May 2009 18:17
tropheus
It seems that these laws apply to everyone EXCEPT the banks and politicians ... And the bad with the banks is that nobody goes to ... or the government (or what ;;;;;), or media that simply caresses the aftakia to get any more publicity. Ksta the other rates dropped and I read in the disclosure of Diners I have my next "Cash advance rate: 19.75%" it will say usury ....
2 Saturday, 09 May 2009 15:07
jabaman
Treat us as idiots because most so behave! These practices will continue as long as consumers do not "punish" the cunning bankers (marketing, etc. venzinopoles)
1 Saturday, 09 May 2009 12:30
Χρήστος1
Then that fell short rates, go to the Greek bank fifth at 14.00 midday and ask what is the interest rate for money closed for a year. The next morning I pick up my money from Marfin to go to the Greek. Arrived at 9:30 this morning. aaaa I no longer say this rate!! Is this deal?